Google launched Android Pay in the U.S. to take on Apple Pay, with the service rolling out to one million locations and growing.
Android Pay works with all near field communication (NFC)-enabled Android devices that run KitKat 4.4 or later versions regardless of the wireless carrier you choose. The increased security from Android Pay doesn’t allow you to link any debit card, rather it requires participation from Google partners.
Google has had a quiet week; understandable given Apple has been in the limelight with the launch of the iPhone 6S and 6S Plus, along with revealing the iPad Pro. The app will be accessible for users who already have Google Wallet through an update and can be downloaded on Google Play.
Android Pay is a contender of Apple Pay and Samsung Pay. The service is the company’s attempt to enter the mobile payment market, which will put it up against Apple (AAPL) Pay and Google (GOOG,GOOGL) Wallet, reports Reuters.
Google is rumored to be unveiling new Nexus phones later this month from Huaweiand LG that will incorporate fingerprint sensors for better Android Pay support. Consumers will receive an immediate transaction confirmation on their device, and like Apple Pay will be able to remotely reset passwords or wipe their personal information. Its distinguishing feature lies with its ability for mobile checkouts if users want to make In-App purchases with favorite Android apps.
If you’ve used the Galaxy S6 (or any recent Samsung device) you know that the lock screen works a bit differently than on stock Android devices.
Last but not least, with the latest version of Wikipedia for Android, users will be able to share a link to the current article directly from the overflow menu.
Of these three new payment apps, the only one that has so far reached the United Kingdom is Apple Pay (only on iPhone 6 and above, remember). Citi and Wells Fargo will be available in the next few days, and Google promises Capital One is coming soon, with other issuing banks to follow.
Samsung Pay is fairly new and some merchants are still not ready to accept transactions through Samsung Pay, but the OEM is working to improve payment terminals to enable the tap-to-pay system. The other challenge faced would be the potential competition with Android Pay that is expected to run on the massive user base of Android phones.