Bob Moos: It’s time to check your health care coverage for 2016

This month, former Florida Gov. Jeb Bush outlined a thoughtful replacement plan for Obamacare. A few reasons why Americans who get their health insurance through government-sponsored or assisted plans might be more satisfied with the healthcare system may be that government plans are more inclusive and have lower direct costs.

You can start by telling folks about how affordable this coverage can be. A few point out that health care inflation really began trending downward in 2003 or 2004, during George W. Bush’s first term and long before the recession hit. Still, he cautioned that the long-term impact “remains to be seen”. Even if you already have insurance through the Marketplace, check it out. BlueCross BlueShield exchange plans in Tennessee will feature premium hikes of more than 36 percent. New Mexico’s top insurer, Health Care Service Corp., will raise prices by 51.6 percent. He says the organization does ask members to agree to treat their bodies as temples, a core belief that also helps contain health care costs.

Hi, everybody. For decades, too many working Americans went without the security of health insurance – and their financial well-being suffered because of it.

There can be many advantages to consolidation, such as creating synergies between companies that complement one another, or driving down overhead costs and creating economies of scale that result in lower prices for consumers. Just as Obamacare is continually evolving as the health law of the land, consumers who enroll via Obamacare (and those who wish to remain uninsured) must be willing to evolve as well. In fact, more than 7 in 10 returning Marketplace customers will be able to buy a plan for $75 or less a month in premiums after tax credits.

No surprise, then, that the presidential candidates are also divided on the legislation, ranging from Republican candidate Ben Carson’s view that ObamaCare is the worst thing since slavery to Democratic candidate Bernie Sanders’ support for universal health care, which ObamaCare hasn’t achieved.

Fortunately, Bush’s proposal addresses the affordability concerns of individuals and businesses.

Medicare card-shuffling: For seniors, this is the prime season for Medicare cons. “They dramatically spike in the weeks leading up to and through the annual window for participants to make changes to their health and prescription coverage”, AARP warns on its website. For instance, a recent study from Harvard found that 15 percent of plans offered on the federal insurance marketplace did not include any doctors for at least one critical specialty, such as psychiatry or arthritis treatment.

“It used to be a pretty terrifying experience in the individual market”.

For example, most insurance plans, particularly those offered on the ACA’s exchanges, require patients to pay a disproportionate share of their prescription drug costs out-of-pocket, compared to other services.

TrueCoverage offers a simple and secure, easy-to-use option to search for, shop and enroll in a wide variety of insurance plans that perfectly suit individual needs and budget – all in one convenient Web portal – as well as offers free consultation by licensed insurance agents, 24/7 at 1-866-TRU-4090.

Consumers in Arizona will have to find new health insurance policies following a decision made by state regulators to prohibit the sale of new policies through the Arizona health insurance co-op. The average monthly assistance amounted to $270 this past year.

Such waste would decline if consumers took ownership of their care. The highly regulated health-care industry, meanwhile, has experienced the complete opposite.

What is the answer to health-care costs in the United States?

Technology can also make it easier for patients to control their care. The cost of care in this country is far more than any other industrialized country.