Government health insurance markets holding up, barely
Dale McCall is a fourth-generation farmer with a sprawling field where he grows alfalfa, hay and sunflowers near Yuma, Colorado.
I am one who had to give up my supplemental health care insurance because of Obamacare. His son, Tim, farms nearby and feels under-insured by his health plan. One in five Georgians, including about half of all children in Georgia, rely on Medicaid for their health care.
In May, the AHCA narrowly cleared the House. But the plan Senate Republicans put forward fails that basic test.
Not much information has been made public about the Trump administration’s replacement bill.
“If they’re part of the Medicaid expansion then the rules do change and the states would have to pick up more responsibility.but the federal rolls are not going to kick anyone off”, Harris said.
People who buy individual insurance plans in the marketplaces can take advantage of federal tax credits that are pegged to income and reduce monthly premium payments.
It is also fair to wonder about the long-term effects of per-capita growth caps proposed under both the AHCA and the Senate bill – though not relative to unsustainable promises under current law, but rather to an alternative method of attaining financial sustainability. John Hoeven said in a recent exchange with an editorial writer. But states could get waivers allowing them to decide what benefits – like hospitalization, maternity, mental health – insurers need not cover. Hence, a higher percentage of agricultural employees are covered by Medicaid (11 percent) than in non-agricultural industries (8 percent).
On the ACA exchange for small businesses, 14 insurers filed rates for 2018 coverage, with an average requested increase of 9.2 percent, state regulators said.
In contrast, the joint subcommittee’s letter represents bipartisan concerns of four senators and four delegates who have been evenly divided on the issue of Medicaid expansion.
Almost ¾ of all children with special health care needs live in low or middle income families, below 400% of the federal poverty level (FPL).
As the U.S. Senate moves swiftly and quietly to kick 23 million citizens in this country off of existing private market health care, we have to ask ourselves what will be left in Wisconsin when Congress is done? But Medicaid for children has already proven effective and efficient, especially in Arizona. The Affordable Care Act has improved their prospects, many now with the security of affordable coverage bought through the exchanges. “It’s very limited protection”, McCall said. People suffering from diseases such as diabetes, asthma, even cancer will suddenly find that they can no longer afford to pay for the drugs upon which they depend to survive.
Under these bills, the uninsured rate for kids could jump by more than 50 percent, and adult uninsured rates by even more than that – returning us to conditions like those I saw in Emmons decades ago. “Insurers have until early fall before they have to commit one way or the other”. “It’s also rigorous work”. For the authors of these bills and their corporate backers, this is not an unfortunate byproduct, but the deliberate aim of their health care “reform”.
Health care prices driven up by the Affordable Care Act make the cost of coverage prohibitive to many. Your mother will most likely run out her savings until she qualifies for Medicaid … House Republicans passed a terrible bill called the American Health Care Act (AHCA) that provided hundreds of billions in tax cuts to the rich by taking away coverage from 23 million people. Allowing health insurance companies to deny coverage to people with pre-existing conditions means that people will simply not have health insurance.
These factors could increase the cost of providing health care coverage, and ACHA would not offer funding to close the gap.
What exactly is inside the AHCA, of course, remains nebulous. “That pace doesn’t seem realistic”, McCall said. But Independence Day looms, and it is ludicrous to think this leaves enough time to air a lengthy, technical bill and ensure that all of those affected have had a chance to absorb it, much less weigh in on changes.