Plain Talk: Good luck on health care, Republicans

As GOP lawmakers maintain majorities in both chambers of Congress and Republican President-elect Donald Trump assumes the White House heading into 2017, one of the primary questions on many Americans’ minds is: What happens if Republicans repeal Obamacare? With Republicans holding a 52 to 48 advantage over Democrats (including two Independents), Reconciliation is how Republicans intend to overturn the Affordable Care Act, aka Obamacare. “Republicans should reject the pressure to keep it if they want their replacement plan to work better and cost less”. These accounts are used in tandem with high-deductible health insurance plans which require consumers to pay more out of their own pocket before insurance coverage kicks in. “And people who are outside the employer system should get some level of financial help through a tax credit, because, frankly, that’s similar to the tax break that is available through employer coverage”.

“We’re concerned with Mr. Trump’s promise to repeal the ACA and the absence of a coherent replacement plan”, ReShonda Young, the owner of Popcorn Heaven in Waterloo, said in a statement issued by the Main Street Alliance, a national network of small business organizations. “We are officially putting it on the table”. It would also be another covert multibillion-dollar bailout to keep the insurance companies from jumping ship.

“And, yes”, he added, “we’re going to help you buy insurance”.

“If he wants to keep the parts that are popular of Obamacare and rely on the market, it’s gonna be very hard because either the premiums will be much higher or the kinds of coverage that are mandated will be much more lax”, he said. “The second challenge is to make sure that as many people as possible are continuously enrolled in the program, so that payers do not have people coming in and out of the program”. Term health insurance is a flexible and low-priced major medical insurance for individuals without expensive pre-existing health conditions. He didn’t get into the weeds during the campaign about what he has in mind to replace it with, but he said he believes “every American deserves access to high-quality, affordable health care”.

“Some of the current proposals being discussed would surely encourage more of the consumerization and individualization that are required to create real competition across the entire healthcare industry, and thus force necessary improvements”, they wrote.

The effects of these policy changes are evident in the historically high health insurance coverage shown in this analysis-particularly among working-aged adults.

The report comes at a time when the future of this federal health care program is very much in doubt. The lack of affordable health insurance among these vulnerable Americans poses a particularly serious threat to the nation’s economy. He cited examples of people who had come into his optometry office for the first time due to their newly gained health coverage.

But the bigger issue is this: Insurance companies may not even want to do it.

Obamacare bans insurance companies from placing annual and lifetime caps on coverage for enrollees, regardless of cost.

If the subsidies are gone, health insurance companies would be legally allowed to drop their Obamacare health plans nearly immediately. He says companies should ask their employees the following. If you can get insurance after you’ve been diagnosed with an expensive health problem, why pay premiums during the years when you’re healthy? “Would you rather have $10,000 in your pocket, put $5,000 into a high-deductible plan or something like that, and then put some aside for a rainy day that will accumulate over time?” Their main contributions were bogus claims of “government takeover of health care” (Politifact.com’s 2010 Lie of the Year) and death panels for Granny.