Would You Use Your Phone Or Watch To Tap In And Out?

Now the search giant is taking another stab at phone-based transactions, bringing the fight directly to Apple Pay with the aptly, and imaginatively named Android Pay.

However, there also were some first-day teething problems.

Your iPhone or Apple Watch must be switched on to use it to travel.

Worse still, if a prosecution arises from your non-payment you’re looking at a financial penalty of £80 and possibly a criminal record. In this article we will compare the two types of contactless payment: Apple Pay, devised by Apple, and bPay, promoted by Barclays. Well, it’s more secure than using your real card since your name and card number is kept private: the cashier won’t get those details. Once you’ve set up Apple Pay on your Apple device, you can store as many cards as you want.

Once you’ve completed this step, you need to verify the card details by requesting an SMS with a one-time code or calling the issuing bank.

And some resorting to using a card. Right now, that’s Santander, NatWest, RBS, Ulster Bank, MBNA and American Express. HSBC and First Direct are to be introduced towards the end of July, with a second wave to follow soon which will see the Bank of Scotland, Halifax, Lloyds Bank, M&S and TSB become part of the scheme. Critics consider this a whole new way of paying money that lets you get the job done without having to share your card information.

Shirking Apple’s iPhone line, EE’s contactless service is compatible with a number of leading Android devices, including the Samsung Galaxy S6, Sony Xperia Z3 and the HTC One M8. Therefore, debit or credit card numbers are never transmitted through payment, or revealed to merchants.

The bPay fob, given its small dimensions, can easily be lost; the bPay sticker may be improperly attached to your phone and fall off; the wristband seems more reliable, being tied around your wrist, but it can still be lost or stolen.

“[If] an inspector asks you to touch your iPhone or Apple Watch on a reader, it will not be able to be read and you could be liable for a penalty fare”.

Then, just put your finger on the Touch ID sensor and the payment will be made. It just has to be close to it.

If you have a Watch, double-click the side button and move the display near the contactless reader. Apple Pay is already supported by major apps in the United Kingdom such as Five Guys, Zara and YPlan. This works on the iPhone 6, 6 Plus, iPad Air 2 and mini 3.